Credit/debit card success rate: Local banks in United Arab Emirates (AED)

The banking sector in MENA region has unique characteristics influenced by local economic conditions, regulatory frameworks, and customer preferences. We encourage you to carefully review this report before making any transactions via credit or debit card, including Visa, Mastercard, Google Pay, or Apple Pay.

🟢 Green text indicates a high success rate and is recommended for use; >50%

🟠 Orange text signifies that it can be tried, but has a lower success rate; 30%-50%

🔴 Red text indicates an extremely low success rate and is not recommended for use. <30%


🟢 High success rate (>50%)

Issue Banks in United Arab Emirates (AED)
DUBAI ISLAMIC BANK
DIGITAL FINANCIAL SERVICES LLC
ABU DHABI COMMERCIAL BANK
MASHREQBANK
WIO BANK P.J.S.C
EMIRATES NBD BANK (P.J.S.C.)
ABU DHABI ISLAMIC BANK
NATIONAL BANK OF RAS AL-KHAIMAH (RAKBANK)
FIRST ABU DHABI BANK PJSC
AL HILAL BANK PJSC
NETWORK INTERNATIONAL LLC
EMIRATES ISLAMIC BANK P.J.S.C.
WIO BANK PJSC
COMMERCIAL BANK OF DUBAI
HSBC BANK MIDDLE EAST
COMMERCIAL BANK OF DUBAI(PSC)
EITC FINANCIAL SERVICES L.L.C

🟠 Lower success rate (30%-50%)

Issue Banks in United Arab Emirates (AED)
AAFAQ ISLAMIC FINANCE PSC
DEEM FINANCE L.L.C.
LARI EXCHANGE
STANDARD CHARTERED BANK
JANATA BANK LIMITED
NATIONAL BANK OF FUJAIRAH
AL ANSARI EXCHANGE LLC
CANADIA BANK PLC
COMMERCIAL BANK INTERNATIONAL
PROVISIONAL - FIRST ABU DHABI BANK (PJSC)
BANK OF BARODA
AL HILAL BANK P.J.S.C.
ARAB BANK FOR INVESTMENT & FOREIGN TRADE
PROVISIONAL BID - FIRST ABU DHABI BANK (PJSC)
FINANCE HOUSE L.L.C.
ABU DHABI ISLAMIC BANK P.J.S.C.

🔴 Extremely low success rate (<30%)

Issue Banks in United Arab Emirates (AED)
CITIBANK, N.A.
ARAB BANK PLC
MAMO LIMITED
UNITED BANK LIMITED
THE NATIONAL BANK OF UMM AL-QAIWAIN PSC.
HABIB BANK AG ZURICH
MYZOI FINANCIAL INCLUSION TECHNOLOGIES L.L.C.
NYMCARD PAYMENT SERVICES L.L.C.
CITIBANK NATIONAL ASSOCIATION