Credit/debit card success rate: Local banks in Philippines

The banking sector in Philippines has unique characteristics influenced by local economic conditions, regulatory frameworks, and customer preferences. We encourage you to carefully review this report before making any transactions via credit or debit card, including Visa, Mastercard, Google Pay, or Apple Pay.

🟢 *** indicates a high success rate and is recommended for use;

🟠 ** signifies that it can be tried, but has a lower success rate;

🔴 * indicates an extremely low success rate and is not recommended for use.

🟢 High success rate (***)

Issue Banks in Philippines	Rating
BDO UNIBANK, INC.	***
SECURITY BANK CORPORATION	***
UNION BANK OF THE PHILIPPINES	***
MAYA PHILIPPINES, INC.	***
UNIONBANK OF THE PHILIPPINES	***
PROCREDIT BANK KOSOVO	***
BANK OF COMMERCE	***

🟠 Lower success rate (**)

Issue Banks in Philippines	Rating
OWN BANK THE RURAL BANK OF CAVITE CITY INC	**
CITIBANK, N.A., PHILIPPINES	**
BANCO DE ORO UNIBANK INC.	**
ASIA UNITED BANK CORPORATION	**
EAST WEST BANKING CORPORATION	**
PHILIPPINE NATIONAL BANK	**
LAND BANK OF THE PHILIPPINES	**
MAYA PHILIPPINES INC.	**
CHINA BANKING CORPORATION	**
ROBINSONS BANK CORPORATION	**
BANK OF THE PHILIPPINE ISLANDS	**
MAYA BANK INC.	**
RIZAL COMMERCIAL BANKING CORPORATION	**
THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED	**
WISE PILIPINAS INC.	**
GOTYME BANK CORPORATION	**
TONIK DIGITAL BANK, INC.	**
OWN BANK, THE RURAL BANK OF CAVITE CITY, INC.	**

🔴 Extremely low success rate (*)

Issue Banks in Philippines	Rating
METROPOLITAN BANK AND TRUST COMPANY (METROBANK)	*
G-XCHANGE, INC.	*
CIMB BANK BERHAD	*
METROBANK CARD CORPORATION (A FINANCE COMPANY)	*
METROPOLITAN BANK AND TRUST COMPANY	*
MAYBANK PHILIPPINES INCORPORATED	*
UNOBANK INC	*
DEVELOPMENT BANK OF THE PHILIPPINES	*
HC CONSUMER FINANCE PHILIPPINES INC.	*
GPAY NETWORK PH INC	*